Your Journey, Our Protection — Every Day
Reliable auto insurance that stays with you through every season, every mile, and every moment. Get comprehensive coverage with rates that make sense for your budget.
Real Protection for Real Drivers
Choose the plan that fits your needs. Affordable coverage for every driver.
Basic Protection
EconomyEssential coverage for budget-conscious drivers. Meets state minimum requirements.
- Bodily Injury Liability
- Property Damage Liability
- Uninsured Motorist
Standard Plus
Best ValuePerfect balance of coverage and affordability for most families.
- Everything in Basic
- Collision Coverage
- Comprehensive Coverage
- Roadside Assistance
Full Coverage
PremiumMaximum protection with zero deductible options and premium benefits.
- Everything in Standard
- Rental Reimbursement
- Gap Insurance
- Accident Forgiveness
Family Plan
Multi-CarCover multiple vehicles and drivers under one affordable policy.
- Up to 3 Vehicles
- Teen Driver Included
- Multi-Car Discount
- 24/7 Family Support
SR22 Assistance
High RiskSpecialized coverage for drivers needing SR22 filing and high risk acceptance.
- SR22 Filing Included
- Tickets Accepted
- Past Accidents OK
- License Reinstatement Help
Commercial Auto
BusinessComplete coverage for business vehicles, fleets, and commercial use.
- Business Liability
- Cargo Coverage
- Hired & Non-Owned
- Fleet Discounts
Coverage That Fits Your Life
Choose from flexible plans designed to protect what matters most — whether you're a daily commuter or weekend explorer.
Liability Protection
State-minimum and expanded liability coverage that safeguards you from injury and property damage claims from other drivers.
Learn moreCollision Repair
No matter who caused the accident, we help repair or replace your vehicle so you can get back on the road with confidence.
Learn moreComprehensive Shield
Full protection against theft, vandalism, fire, falling objects, hail, floods, and other weather-related damage.
Learn moreUninsured Driver Coverage
Essential protection if you're hit by an uninsured driver or involved in a hit-and-run accident.
Learn moreMedical Expense Coverage
Covers hospital bills, doctor visits, and medical treatments for you and your passengers, no matter who caused the crash.
Learn more24/7 Roadside Help
Round-the-clock towing, flat tire changes, lockout assistance, and jump-starts whenever and wherever you need us.
Learn moreRental Car Coverage
Stay mobile with a rental vehicle while yours is being repaired after an approved claim.
Learn moreGap Coverage
If your car is totaled, gap insurance covers the difference between what you owe and what your car is worth.
Learn moreNeed Personalized Advice?
Our licensed agents are ready to help you build the perfect policy.
Talk to an Agent →Insurance Insights & Driving Tips
Expert advice to help you save money, understand coverage, and drive with confidence.
What Our Customers Say
Join over 50,000 drivers who trust us for their auto insurance needs.
"The claims process was surprisingly smooth. After my accident, I had my check within three days and my rates stayed the same. Their team genuinely cares."
"Switching to 365 Auto Insurance saved me over $800 per year. The agent took time to understand my needs and found discounts I didn't know existed."
"Roadside assistance arrived within 15 minutes when I was stranded at midnight. The peace of mind knowing help is just a call away is priceless."
"First-time driver and was nervous about high rates. They found me an amazing student discount and explained everything in simple terms."
"The multi-car discount made covering both our vehicles very affordable. Their online portal makes payments and ID cards easy to access."
"Comprehensive coverage saved me when a tree fell on my car during a storm. No hassle, no runaround. Just fast, fair service."
Your Trusted Partner on the Road
Founded in 2010, 365 Auto Insurance was built on a simple belief: everyone deserves reliable, affordable coverage without confusing fine print or hidden fees. We've grown from a small team to serving over 50,000 drivers nationwide.
What makes us different? We put people before paperwork. Our agents take time to understand your unique situation and find coverage that truly fits your needs and budget.
