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Your Trusted Partner on the Road

365 Auto Insurance was founded with a clear mission: to make car insurance simple, transparent, and affordable for everyday drivers. We saw too many people overpaying for coverage they did not fully understand. We decided to change that.

Our name represents our commitment to you. Three six five means we are here for you every single day of the year. Whether it is a holiday, weekend, or the middle of the night, we never close. We understand that life happens when you least expect it, and we are always ready to help.

Our Story

365 Auto Insurance opened its doors in two thousand ten. Our founder, a former claims adjuster, saw firsthand how insurance companies treated customers unfairly. Claims were denied on technicalities. Rates skyrocketed after minor accidents. Customers felt trapped and powerless.

We built 365 Auto Insurance differently. Our approach puts customers first, not profits. We work with multiple top rated carriers to find you the best coverage at the lowest possible price. Our agents are trained to explain every part of your policy in plain, simple English. No confusing jargon. No hidden fine print. No unpleasant surprises when you need to file a claim.

Why Choose 365 Auto Insurance

Nationwide Coverage with Local Care
We serve drivers across all fifty states. Our team understands state specific requirements including no fault laws, PIP coverage, and full tort options. No matter where you live, we have you covered.

Affordable Rates for Every Driver
Whether you have a clean driving record or past accidents, we find coverage that fits your budget. We specialize in helping drivers who have been told they are too high risk for standard coverage. Everyone deserves a second chance.

24/7 Customer Support
Accidents do not happen during business hours. They happen on the way to work, during family road trips, or late at night. Our claims team is available around the clock, every single day. You will always speak to a real person, never an automated phone tree or robot.

Fast and Fair Claims Processing
Our claims satisfaction rate is over ninety seven percent. We advocate for you throughout the entire claims process. You deserve to be treated fairly and with respect after an accident. We make sure that happens.

Our Core Values

Honesty: We tell you what you need to know, not what you want to hear. The truth protects you.

Simplicity: Insurance should not require a law degree to understand. We make it easy, clear, and straightforward.

Respect: Every customer deserves to be treated with dignity, patience, and genuine care. No exceptions.

Reliability: We keep our promises. When you need us most, we will be there.

Results: We measure success by the savings we deliver and the satisfaction of our customers.

Our Team

Our agents average over fifteen years of experience in the insurance industry. Many have worked as claims adjusters, underwriters, customer service representatives, and agency owners for major national carriers. This inside knowledge helps us find better rates, avoid common pitfalls, and navigate claims more effectively on your behalf.

Every team member completes ongoing training to stay current with changing insurance laws, new coverage options, and industry best practices. We invest in our people so they can better serve you.

Community Commitment

365 Auto Insurance believes in giving back to the communities we serve across America. We sponsor local youth sports teams, participate in safe driving education programs at high schools, support food banks, and donate to disaster relief efforts when communities face hardships.

We are not just an insurance company. We are your neighbors, your friends, and your partners on the road. When our communities succeed, we all succeed.

Our Promise to You

When you choose 365 Auto Insurance, you get more than just a policy. You get a partner who stands with you before, during, and after an accident. We promise to:

  • Find you the lowest possible rate for the coverage you actually need

  • Answer your questions clearly, completely, and without rushing you

  • Process your claims quickly, fairly, and with genuine compassion

  • Treat you with respect and patience every single time we speak

  • Never hide fees or surprise you with unexpected charges

  • Be available three hundred sixty five days a year, twenty four hours a day

Ready to Join the 365 Family?

Getting a quote takes less than five minutes. Call us or use our online form. No obligation. No pressure. No gimmicks. Just honest answers, transparent pricing, and affordable coverage from people who actually care.

Experience the 365 Auto Insurance difference today. We look forward to protecting you and your family on every journey, every mile, every single day of the year.